Business credit card for small business

Save money on every purchase you make with Qred Visa

Get 1% cashback

Get more cards for employees — for free!

Digitally save receipts in the app

You will receive an additional €50 activation bonus on your card, by ordering the card today. The activation bonus is freely available for company purchases and there is no obligation to continue using the card.

Huomautus: 50 € aktivointibonus on saatavilla yksinomaan valikoiduille yrityksille, jotka ovat saaneet ennakkohyväksynnän kirjeitse Qred Bankilta.

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Order Qred VISA - credit card for businesses

Learn more about the VISA card. Call us!
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1% cashback for every purchase

Save on every purchase, as you get 1% cashback savings on every purchase you make with Qred Visa. If you use a card for example €10,000 from the front, is the total amount of the bill €9,900. The payment method advantage is automatically calculated as a discount on your invoice.

An entrepreneur who uses the Qred VISA business card and loves the cashback

Get 1% cashback

Save on every purchase in the company

The more you spend, the more you save!

All receipts in the app

With the expense reporting system, you can have each receipt stored digitally. Once you have made the purchase, you just have to take a photo of the receipt and upload this to the application. At the end of the month, you will receive an expense report, where you can easily and conveniently find all receipts for the past billing period.

Swedish entrepreneur happy with his Qred VISA business card

Take a photo of the receipt via the app

Digitally save receipts in the app

Expense report for all purchases will be submitted after the end of the month

Connect the card to the virtual wallet

Start using Qred Visa right away with Apple Pay or Google Pay. With a virtual card, you can make purchases with instant payment in brick-and-mortar stores, and also easily online.

Smartphone that pays with virtual Qred VISA on a physical payment terminal
Unmanaged
€649
Tool Retailer AB
Payment category
Date
Qred VISA
Sep 02, 2024

How to withdraw cash using a business card

Now you can easily withdraw cash from an ATM using your Qred VISA card. Cash withdrawals are subject to a 3% fee of the amount withdrawn, but not less than €3.5.

Svensk företagare som är nöjd med sitt Qred VISA företagskort
Nosto
350 €
Turku City Center
Payment category
Date
Qred VISA
8 Jan 2025

Limitless possibilities,
at no additional cost

With Qred's corporate credit card, you only pay for what you buy. When you pay the invoice in full at the due date, there is no additional cost to the invoice. If you wish, you can also pay the invoice in installments, in which case the invoice is subject to a contractual interest rate starting from 1.95% /month.

Annual fee
Usage fee
Multicards
0€
0€
Free card for up to 3 employees
Order Qred VISASee the full price list here
General terms and conditions
“Great business credit card with 1% cashback and no annual fee. Customer service is excellent. I recommend!”

Jon, Small Business Owner

Order Qred Visa in 3 steps

Automatic purchase protection with Qred VISA business card

When you use your Qred VISA business card, you automatically get purchase protection for all your online shopping — both on domestic and foreign sites. The purchase protection applies without a cap on products and services that can be claimed. Purchase protection allows you to return your money* if:

You will be a victim of online fraud

The product is damaged, defective or defective

A product or service is not delivered, for example due to delivery problems

Travel agency or airline goes bankrupt before or during the trip

An entrepreneur who uses the Qred VISA business card and loves the cashback

This is how purchase protection works

Always contact the company or store from which you made a purchase — in most cases this will be resolved that way. If the problem is not resolved, you can easily claim the purchase by contacting Qred. We will help you move forward and will be happy to answer any questions about the terms of the purchase protection.

Safer Online Shopping

If you fall victim to fraud, identity theft or unauthorized use of your card, you can get your money back. This will give you peace of mind when shopping online. Your purchase protection is valid from the moment you purchase the product until the product is in your hands. If the product is damaged or lost during transport, you can also apply for a refund*.

*Terms and Conditions in accordance with Qred. Your right to compensation may depend on our terms and conditions.

Qred has been supporting entrepreneurs since 2015

Qred was founded in 2015 by entrepreneurs, and since 2016 we have also been active in Finland. The services have been offered from the very beginning, especially for small and medium-sized enterprises, which has led Qred to quickly become one of the most sought-after banks when it comes to flexible financing. Qred is the market leader in the Nordic countries, and we also operate in the Netherlands, Germany, Belgium and Brazil.

We understand the challenges and needs of an entrepreneur and are proud to be among the top rated business loan originators on Trustpilot.

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2015
Qred was founded
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50
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markets

In cooperation with our partners, we make sure that dealing with us is both hassle-free and safe

Signed logo
Dun & Bradstreet

Dun & Bradstreet provides us with financials to help us size our offerings correctly.

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Signicate

Signicat enables fast electronic signature of bids.

VISA logo
GeoTrust

A Geotrust SSL certificate is a guarantee that the information you provide is properly encrypted.

Qred VISA and Apple Pay

Apple Pay now works with Qred VISA card! Easily connect your cards to the Wallet app on your iPhone, Apple Watch, iPad, or Macbook.No need to wait for your physical plastic card — you can start using your card today!

Learn more about Apple Pay
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Do you have any questions?

Our Country Manager Antti and his team have answered the most frequently asked questions here:

Has something happened to your credit card?

We're sorry something happened to your business card. Let us help you. To get started, fill out the form by clicking on the button below and let us know what happened. Once you have completed the form, our customer service team will contact you within 3 working days. If you have lost your card or it has been stolen: be sure to lock your card so that others cannot use it.

To the form

Can I order multiple credit cards for my business?

Yes, Qred Visa can order parallel cards for up to three employees free of charge.

The parallel card is ordered like this:

  1. Open the QRED mobile app
  2. Select “Account” and “Add Cardholders”
  3. Fill in the details of the parallel card holder

The parallel card is then delivered to the same address to which the original card was sent. The card arrives in about 7-9 business days.

Voiko Qred Visalla nostaa rahaa automaatilta?

Kyllä. Qred Visalla voi nostaa käteistä automaateilta jotka tukevat VISA kortteja. Jos haluat rajoittaa käteisnostoja, voit tehdä sen kätevästi mobiiliapplikaation kautta.

Voinko käyttää korttia ulkomailla?

Kyllä, Qredin luottokorttia voi käyttää kaikkialla, missä voi maksaa Visa-kortilla. Qred lisää ulkomailla tehdyille ostoille  2%:n valuuttalisän. Lue valuuttakursseista täällä.

Miten Qred Visa toimii?

Qred Visa on pienyritysten tarpeisiin suunniteltu luottokortti yritykselle. Voit käyttää korttia yrityksesi ostoihin sekä myymälöissä että netissä, sekä Suomessa että ulkomailla (ulkomaisissa valuutoissa tehtyihin ostoihin lisätään 2 % valuuttalisä). Kortin käyttö kotimaassa on kulutonta, mikäli maksat laskun takaisin kerralla. Jos haluat lisää maksuaikaa, voit maksaa laskun osissa, jolloin avoimelle luotolle lisätään kuukausikorko, alkaen 1,95 %.

Miten maksan yrityslainan takaisin?

Saat kuukausittain meiltä laskun sähköpostitse tai halutessasi postitse. Jos esim nostat lainan kuun 5. päivä, ensimmäinen eräpäiväsi on seuraavan kuun 6. päivä. Laskulla on 10 päivän maksuehto. Suoritukset kirjataan lainalle maksupäivän mukaisesti. Laskulla on eriteltynä lyhennyksen ja kulun määrä, jotta tiedät tarkalleen mitä maksat ja voit helposti kirjata nämä tiedot yrityksesi kirjanpitoon myöhemmin. Näet lainasi ajankohtaisen saldon aina myös Qredin Omilta Sivuilta.

What does Qred VISA cost?

Qred VISA is free of charge, excluding a 2% foreign currency surcharge for purchases made in foreign currencies. There are no monthly or annual fees on the card. When using the card, you get an interest-free payment period of up to 45 days. We will send you an invoice once a month for the use of the card. If you pay the amount at once, you will not have to pay interest. If you decide to repay the bill in installments, a monthly interest rate starting at 1.95% will be added to the invoice. Learn more about card pricing here.

Contact Qred Bank

Let us help you find the best possible financing for your business! Our customer service is available from 8am to 6pm on weekdays.

Qred's app

Activate your card, view your purchases and manage your card settings through the app.

Chat

Estimated response time

Less than 2 minutes

E-mail

Estimated response time

Less than 24 hours (weekdays)

asiakaspalvelu@qred.com

Phone

Estimated response time

Less than 1 minute

09 424 503 99
Qred Bank logo in the light green color
Contact us
Qred Bank Ltd.,
Finnish branch
Business ID: 2868615-5
Boulevard 30 B 1
00120 Helsingfors
asiakaspalvelu@qred.com
Business Loan Customer Service
09-424 503 99
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