Corporate refinancing

Quick application process

No commitment period

You will receive the money in your account within 24 hours

Apply for a business loan

Select your desired loan amount and you will receive an answer within an hour. The application is free and non-binding

€5,000

€500,000

Qred Bank processes your personal data in accordance with the GDPR and Qred's privacy policy.

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Leende företagare som är kund till Qred Bank

What is refinancing?

Refinancing means revising and restructuring existing debt, usually to reduce costs. For example, you can combine all your debts, such as mortgage, car loan, student loan and credit card debt that are with different lenders, and concentrate them on one lender.

In practice, this means taking out a new loan from a new or existing lender that covers all your previous debts. This way you pay off smaller loans and you are left with only one larger loan.

Potential benefits of refinancing

  • Better loan terms
  • Lower interest rates
  • Better service
  • You release working capital

Refinance your business with Qred

Qred offers business loans that allow you to pay off other business-related debts.

With a business loan from Qred you get:

  • A loan that is tailored to the needs of your business
  • Financing without hidden costs or surcharges
  • Flexible repayment terms

How does the process work?

  1. Submit an application, it only takes a few minutes
  2. We will contact you within one business day
  3. Money will be paid into your account within 24 hours of accepting the offer
Joakim och Erik från Kvalitetsfog i Stockholm som är kunder till Qred
"Lokakuun loppuun mennessä piti saada hankittua noin viiden kuukauden myyntiä vastaava varasto. Siinä tuli yritysrahoitus loistavasti apuun."

Anu Rainela-Lankinen

Alnilam

Summary

Corporate refinancing means pooling and restructuring existing debt, which can bring benefits such as better loan terms, lower interest rates and better service. Qred offers customized business loans with no hidden costs and with flexible repayment terms. The process is fast and money can be credited to the account within 24 hours. If your company's financial situation has improved or you want better loan terms, refinancing can be a good option.

Should I refinance my company's debts?

If the answer is “yes” to any of the following statements, refinancing may be useful to you:

  • My loan rate is high
  • I have several loans with different interest rates and due dates
  • My business has grown and my financial situation has improved
  • I need more capital
  • I am not satisfied with the service of my current bank
  • I want better loan terms

Customized business loan from Qred

Making a loan application and receiving an offer from Qred is completely free and does not bind you to anything. During the application process, Qred will conduct a thorough creditworthiness assessment to assess whether business loan a sustainable solution for your business and what kind of offer suits you best.

Full transparency with Qred

Qred's corporate loans have no start-up fees or other hidden expenses. Instead of interest, you pay a fixed monthly fee, which means you always know exactly your monthly costs.

Flexible repayment with Qred loan

Qred's loans do not have a binding loan term. You can repay the loan at any time at no additional cost. In fact, early repayment of the loan will save you fixed monthly expenses for the billing periods that you would pay if you continued to keep the loan.

For example: If you repay your loan in full two months before the end of the contract, you will save two months of expenses. That's how simple it is!

Is refinancing the right solution for me?

If you are considering refinancing your business, please do not hesitate to contact us. Qred's customer service team is always on hand to answer your questions and guide you through the process. You can submit an application at any time — it is completely free and does not bind you to anything.

Qred has been supporting entrepreneurs since 2015

Qred was founded in 2015 by entrepreneurs, and since 2016 we have also been active in Finland. The services have been offered from the very beginning, especially for small and medium-sized enterprises, which has led Qred to quickly become one of the most sought-after banks when it comes to flexible financing. Qred is the market leader in the Nordic countries, and we also operate in the Netherlands, Germany, Belgium and Brazil.

We understand the challenges and needs of an entrepreneur and are proud to be among the top rated business loan originators on Trustpilot.

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